For frequent travelers or families planning a vacation, a very common question is whether or not an auto insurance policy covers car rentals. Great question. This actually isn’t a simple yes or no answer. It depends entirely on the particulars of your individual auto insurance coverage.
Some carriers cover the driver, meaning you, so no matter what kind of vehicle you’re driving, your coverage follows you. On the other hand, some carriers cover specific vehicles, which means your policy is only in effect when you’re driving the car that’s specified on your insurance form.
Now, car rental companies will often offer you insurance at the time of the rental. Depending on your existing coverage and the cost of the rental company’s insurance, this might be money you do not need to pay for, or it may be worth the additional cost.
At Heath Insurance & Financial Group, we can help you determine the specifics of your policy, and help you make informed choices regarding future car rentals. So before you travel, it’s a good idea to check with Heath Insurance & Financial to understand your rental car coverage.
We’d be happy to review your insurance coverage options with you!
Give us a call at (803) 279-8046 or visit https://heathinsuranceandfinancial.com.
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